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Enter the # of people in your family:

Enter your monthly household Income (aver. last 6 mos): $ 

Your state's median family income:
$ 

Do you qualify to file Chapter 7?

IMPORTANT: If your income is higher than your state's median income you may still be able to file Chapter 7. Your bankruptcy lawyer will be able to make this calculation and also advise on allowable expenses that can be used in the calculation as defined by the Bankruptcy Code and other deductions, including regular charitable donations (up to 15% of your income), school expenses, payments on 401(k)/IRA loans, and health Insurance.

The Chapter 7 Means Test Calculator has been updated for the latest median income figures for cases filed on or after November 1, 2009.